Schadensregulierung beim Verkehrsunfall: Kfz-Versicherungen kürzen Reparaturrechnung zu Unrecht Verkehrsrecht

As part of the claims settlement according to traffic accidents Unfortunately, reductions and deductions in repair invoices are part of the daily settlement practice of car insurance companies, both for workshop invoices and for existing expert opinions. This saves insurers in Germany significant sums of money every year. But are these deductions legally permissible in the context of claims settlement?

Current case law: Deductions at the expense of motor vehicle policyholders are illegal

Reductions represent a significant financial loss for those affected. However, according to established case law, this practice is not permissible. Supreme court rulings clearly side with accident victims and declare such reductions unlawful. Accident victims must be treated the same way after a traffic accident as they were before the accident. All accident-related costs must be reimbursed, both in the case of a fictitious settlement and in the case of a specific settlement.

Defend yourself successfully against deductions in the amount of damage

Car insurance companies are also aware of the legal situation. However, this doesn't stop them from initially reducing the amount of damages, as the potential savings are too great and too many affected parties simply accept this. The solution, however, is quite simple. Get free, non-binding advice from traffic law attorneys.

Claim back the reduced amounts from your car insurance

Take seek legal support and hire a lawyer to demand payment of the unjustly deducted amounts from the car insurer via a reminder notice. Given the clear legal situation, insurance companies often pay out immediately after the reminder notice is issued, knowing full well that they cannot maintain the deductions. The car insurance company of the person who caused the accident will pay out the deducted amounts at the latest during legal proceedings. However, in the majority of cases, a trial never even occurs, as the payment is made in advance. Seize your opportunity and fight against cuts.

How should I behave after a traffic accident?

It is important that you seek legal assistance immediately in the event of an accident. This will help you avoid mistakes from the outset. Often, legal assistance is only sought when accident victims are affected by massive reductions in their benefits. However, if you want to receive full compensation for your damages, you should seek legal advice immediately. lawyer Furthermore, you won't incur any additional costs. The costs of a traffic lawyer are always covered by the car insurance of the person who caused the accident. A partial reimbursement will only be made in the event of relevant contributory negligence in the traffic accident.