lawyer
Dario Kovac
Dario Kovac is a lawyer based in Düsseldorf. He advises and represents clients in general civil law, with a focus on traffic and administrative offense law and insurance law – particularly in enforcing claims against legal expenses insurers. Since his admission to the bar in 2019, he has gained experience in various law firms and has been with Rogert & Ulbrich since 2025.
About Dario Kovac
Dario Kovac studied law at the Ruhr University Bochum (First State Examination 2014, Second State Examination 2017) and completed his legal traineeship at the Essen Regional Court.
After being admitted to the bar by the Düsseldorf Bar Association in 2019, he initially worked at Rogert & Ulbrich before holding positions at the law firm Ghendler Ruvinskij and Mingers Rechtsanwälte. He has been back at Rogert & Ulbrich since March 2025.
His main areas of expertise are traffic law and administrative offenses, insurance law – particularly disputes with legal expenses insurers – and general civil law. Languages: German
Training
First state examination 2014
Second State Examination 2017
Ruhr University Bochum
Study of law
2017
Essen Regional Court
Legal traineeship
Essen Regional Court
2019
RAK Düsseldorf
Admission as a lawyer
Düsseldorf Bar Association
Professional background
since March 2025
Düsseldorf
Employed lawyer
Rogert & Ulbrich Rechtsanwälte in Partnerschaft mbB
Dec. 2023 – Feb. 2025
Employed lawyer
Mingers Lawyers
Sept. 2021 – Nov. 2023
Employed lawyer
July 2019 – Aug. 2021
Düsseldorf
Employed lawyer
Rogert & Ulbrich Rechtsanwälte
2018 – 2019
Employed lawyer
memberships
Düsseldorf Bar Association
Profiles & Directories
main areas of activity
Publications & articles by Dario Kovac
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Single-family home or commercial property? When does the "buyer pays" principle apply?
The scope of application of Sections 656a et seq. of the German Civil Code (BGB) and what the Federal Court of Justice (BGH) has decided regarding granny flats and office extensions: The protective rules for the distribution of brokerage fees do not apply […]
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Home insurance after heavy rain – when does the insurer pay, and when not?
Why it's not the rain that determines the benefit, but the specific damage and the insured peril. After heavy rain, the crucial question for property owners is: […]
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Defective cancellation policy: the extended right of cancellation of one year and 14 days
Why errors in the cancellation policy extend the cancellation period and how buyers benefit: If the cancellation policy is missing from the brokerage contract or is incorrect, the regular cancellation period begins […]
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Private accident insurance refuses to pay – the dispute over disability benefits
From the definition of an accident and the degree of disability to deadlines and contributory negligence – where insurers intervene and how you can secure your benefits. Your private accident insurance is refusing to pay out […]
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Submitting a disability insurance claim – avoiding the pitfalls in the questionnaire
Which questions are ambiguous, how to describe your work, and why the disability insurance claim determines success or rejection. The disability insurance claim is a key factor in determining success or rejection.
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Abstract and concrete reference – the most important clause in the review procedure
Why the insurer cannot refer to just any profession, when another activity is truly comparable, and how you can defend your most recently practiced profession. [… ]
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Challenge due to breach of pre-contractual disclosure obligations – what really matters in disability insurance
Which pre-existing conditions you must disclose, when the insurer loses its rights, and where the line to fraudulent misrepresentation lies: Your disability insurance accuses you of misrepresenting your medical conditions when taking out the policy […]
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Disability insurance company rejects claim – these 5 reasons are almost always behind it
What insured persons can do if their disability insurer rejects their claim: Those who become unable to work and submit a claim often experience a rejection – frequently despite clear […]