Claims arising from insurance contracts – review and enforcement of your benefits
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Examination and enforcement of claims arising from insurance contracts
Claims arising from an insurance contract are of central importance to the policyholder. In the event of a claim, it is determined whether the insurance company provides the agreed-upon benefit or whether delays and disputes with the insurer arise. Typical scenarios include, for example, a Rejection of benefits after water damage, one Refusal of payment from disability insurance or a Reduction of reimbursement in health insurance.
Our work in insurance law begins with a careful examination of the specific contract terms and the legal requirements of the German Insurance Contract Act (VVG). This includes, for example, checking whether an alleged exclusion of risk actually applies or whether the insurer is wrongly referring to supposedly incomplete information provided at the time of contract conclusion.
An experienced lawyer analyzes whether an enforceable claim exists, whether the eligibility requirements are met, and whether the insurer is entitled to refuse payment. In practice, it often turns out that... unclear or contradictory contract clauses, for example regarding obligations or exclusions, to be interpreted to the detriment of the insurer. The aim is to consistently enforce legitimate claims and to fully realize the benefits owed under the insurance policy.
Enforce legal claims in just 3 steps
Simple, convenient & fast – we enforce your rights.
commissioning
Give us your mandate easily and conveniently via online form from home.
1lawsuit & trial
We will take care of all the remaining steps for you. Sit back and relax.
2Success
We will successfully enforce your claim and you can enjoy the success immediately.
3Assistance with delayed or denied insurance benefits
Many policyholders experience insurers delaying or completely denying claims under their insurance contracts. Often, new documents are repeatedly requested, or blanket exclusions are cited – for example, with the argument that the damage is "not sufficiently proven" or allegedly not covered by the insured benefits.
Our insurance lawyers examine such cases to determine whether the rejection is legally valid. For example, it often turns out that... Expert opinions interpreted in a biased manner or Medical limitations misjudged become.
Besides the substantive examination of the claim, the statute of limitations also plays a crucial role. If a claim is not asserted in time, it can be lost permanently. A specialized lawyer therefore ensures that... enforcement within the prescribed time limit, for example by filing a lawsuit in a timely manner or taking measures to prevent the statute of limitations from expiring, and accompanies the policyholder throughout the entire claims process.
We will take care of your case – quickly & with commitment.
Enforcement of rights against the insurer under the German Insurance Contract Act (VVG)
The Insurance Contract Act (VVG) regulates the rights and obligations of policyholders and insurers. Nevertheless, disputes regularly arise in practice regarding the scope of the insured benefit – for example, concerning..., whether damage was caused by gross negligence or whether obligations were actually violated.
Our law firm assists you with the legal assessment of your insurance contract and the enforcement of your claims. A lawyer will examine whether the prerequisites for a claim are met, whether obligations have been fulfilled, and whether the insurer's objections are justified. In the event of an unjustified denial of benefits, we will pursue your claim rigorously, either out of court or in court.
If your insurance company is causing problems – talk to lawyer Dario Kovac
Is your insurance company refusing to pay or delaying the settlement? Lawyer Dario Kovac He has been assisting clients with disputes with insurance companies, particularly legal expenses insurers, since 2019. His previous work at ARAG He is familiar with typical rejection strategies from practice.
- Review of your benefit claim
- Consistent enforcement
- No communication with the insurance company
Have your case reviewed now and get in touch directly!
Enforcement of benefit claims in insurance law
In insurance law, a thorough examination of the insurance contract is crucial. The insurer is obligated to provide the contractually agreed-upon benefits once the insured event has occurred. Nevertheless, insurers frequently attempt to delay or reduce payments, or to cite alleged obligations to cooperate.
Our lawyers represent policyholders in enforcing their claims arising from insurance contracts – for example, in cases of... reduced daily rates, denied disability benefits or disputed damage assessments. We examine both the legal prerequisites of the claim and potential risks of the statute of limitations expiring. The goal is swift and legally sound enforcement against the insurer.
Secure your claims – before they expire
The timely assertion of claims arising from an insurance contract is crucial. According to the German Insurance Contract Act (VVG), claims for benefits are subject to a statute of limitations. Delaying action can therefore result in even justified claims becoming unenforceable – for example, in cases of lengthy investigations by the insurer.
Our insurance lawyers therefore examine not only the substantive claim but also all relevant deadlines. We support policyholders in enforcing their claims out of court and, if necessary, represent them in court against the insurer. In this way, we ensure that legitimate insurance benefits are not lost.
Professional advice & support
We offer you a professional and comprehensive initial consultation in the field of insurance law. Take advantage of this opportunity and avoid mistakes.
