{"id":103824,"date":"2026-10-29T10:00:00","date_gmt":"2026-10-29T09:00:00","guid":{"rendered":"https:\/\/ru.law\/?p=olg-karlsruhe-rechtsschutz-impfschaden-urteil"},"modified":"2026-10-29T09:56:27","modified_gmt":"2026-10-29T08:56:27","slug":"olg-karlsruhe-rechtsschutz-impfschaden-urteil","status":"publish","type":"post","link":"https:\/\/ru.law\/nl\/olg-karlsruhe-rechtsschutz-impfschaden-urteil\/","title":{"rendered":"Karlsruhe Hogere Regionale Rechtbank: Rechtsbijstandverzekering moet schadeclaim na vaccinatie vergoeden"},"content":{"rendered":"<h3 id=\"h-rechtsschutzversicherer-muss-klage-gegen-biontech-wegen-fatigue-syndrom-decken\" class=\"wp-block-heading\">De rechtsbijstandsverzekeraar moet de rechtszaak tegen BioNTech over het vermoeidheidssyndroom dekken.<\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Het Oberlandesgericht Karlsruhe heeft Zurich Legal Protection bevolen een vaccinatieslachtoffer bij te staan in zijn schadeclaim tegen de fabrikant van Comirnaty. Rogert &amp; Ulbrich vertegenwoordigde de verzekerde.<\/p>\n\n\n\n<h2 id=\"h-der-fall\" class=\"wp-block-heading\">De zaak<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">De eiser is mede-verzekerd via de rechtsbijstandverzekering van zijn vrouw. Sinds de vaccinatie heeft hij onder andere last van aanhoudende vermoeidheid, zwakte, concentratieproblemen en slapeloosheid, en hij is van plan een schadevergoeding van \u20ac 100.000 te eisen van de fabrikant. De verzekeraar weigerde de claim te vergoeden vanwege een gebrek aan kans op succes. De rechtbank van Mosbach heeft de eiser alsnog gehonoreerd.<\/p>\n\n\n\n<h2 id=\"h-die-entscheidung\" class=\"wp-block-heading\">De beslissing<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Het Oberlandesgericht Karlsruhe heeft het hoger beroep van de verzekeraar verworpen (12 U 141\/24). De belangrijkste punten:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Ruime schaal:<\/strong> Er is voldoende kans op succes als de kans op winnen even groot is als de kans op verliezen.<\/li>\n\n\n\n<li><strong>Moeilijke feitelijke vragen:<\/strong> Of het vermoeden van causaliteit op grond van artikel 84 lid 2 van de Duitse Geneesmiddelenwet (AMG) van toepassing is op het vermoeidheidssyndroom, is een lastige feitelijke vraag. Deze hoort thuis in de procedure tegen de fabrikant, niet in het geschil met de verzekeraar.<\/li>\n\n\n\n<li><strong>Tijdscontext:<\/strong> De eiser verklaarde dat de symptomen enkele dagen na de vaccinatie begonnen en noemde getuigen om deze bewering te ondersteunen.<\/li>\n\n\n\n<li><strong>Mede-verzekerden die gerechtigd zijn een rechtszaak aan te spannen:<\/strong> De mede-verzekerde echtgenoot mocht de claim zelf indienen.<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">Voor andere klachten, zoals een verhoogde vatbaarheid voor infecties, achtte de rechtbank de kans op succes klein. Het feit dat de claim met betrekking tot het vermoeidheidssyndroom veelbelovend werd geacht, was echter voldoende voor vergoeding.<\/p>\n\n\n\n<h2 id=\"h-das-urteil-im-volltext\" class=\"wp-block-heading\">De volledige tekst van het vonnis<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">De volledige tekst van de uitspraak van het Oberlandesgericht Karlsruhe (zaaknummer 12 U 141\/24) kunt u hier downloaden: <a href=\"https:\/\/ru.law\/wp-content\/uploads\/2026\/10\/Urteil_OLG_Karlsruhe_12_U_141-24339775.pdf\">Uitspraak 12 U 141\/24 als PDF<\/a>. Persoonsgegevens zijn verwijderd.<\/p>\n\n\n\n<h2 id=\"h-rogert-amp-ulbrich-ihre-anwalte-bei-impfschaden\" class=\"wp-block-heading\">Rogert &amp; Ulbrich \u2013 Uw advocaten voor vaccinatieschade<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Rogert &amp; Ulbrich vertegenwoordigt vaccinatieslachtoffers in het hele land in rechtszaken tegen vaccinproducenten. <a href=\"https:\/\/ru.law\/nl\/versicherungsrecht\/rechtsanwalt-fuer-rechtsschutzversicherung\/\">Rechtsbijstandsverzekeraars<\/a>. De partners <a href=\"https:\/\/ru.law\/nl\/rechtsanwalt\/dr-marco-rogert\/\">Dokter Marco Rogert<\/a> En <a href=\"https:\/\/ru.law\/nl\/rechtsanwalt\/tobias-ulbrich\/\">Tobias Ulbrich<\/a> Op grond van de Geneesmiddelenwet worden tal van procedures gevoerd, vari\u00ebrend van informatieverzoeken tot beroepsprocedures.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Weigert uw rechtsbijstandverzekering een claim voor vaccinatieschade te dekken? <a href=\"https:\/\/ru.law\/nl\/kontakt\/\">contact<\/a> en uw vorderingen veiligstellen.<\/p>\n\n\n\n<h2 id=\"h-faqs-zum-urteil-des-olg-karlsruhe\" class=\"wp-block-heading\">Veelgestelde vragen over de uitspraak van het Hogere Regionale Gerechtshof van Karlsruhe<\/h2>\n\n\n<div class=\"wp-block-uagb-faq uagb-faq__outer-wrap uagb-block-db34d9ce uagb-faq-icon-row uagb-faq-layout-accordion uagb-faq-expand-first-true uagb-faq-inactive-other-true uagb-faq__wrap uagb-buttons-layout-wrap uagb-faq-equal-height     uagb-faq__wrap uagb-buttons-layout-wrap\" data-faqtoggle=\"true\" role=\"tablist\"><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-391ce5fb\" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Wanneer moet een rechtsbijstandverzekeraar een claim voor vaccinatieschade dekken?<\/span><\/div><div class=\"uagb-faq-content\"><p>Als er een rechtsbijstandverzekering voor schadeclaims is overeengekomen en de rechtszaak een redelijke kans van slagen heeft, is een onzekere uitkomst van de procedure voldoende.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-3e65931e\" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Mag de verzekeraar zelf de oorzaak vaststellen?<\/span><\/div><div class=\"uagb-faq-content\"><p>Nee. Een voorlopige beoordeling van het bewijsmateriaal vindt doorgaans niet plaats in de dekkingsprocedure. Moeilijke feitelijke vragen moeten in de aansprakelijkheidsprocedure worden opgehelderd.<\/p><\/div><\/div><div class=\"wp-block-uagb-faq-child uagb-faq-child__outer-wrap uagb-faq-item uagb-block-a19df6ab\" role=\"tab\" tabindex=\"0\"><div class=\"uagb-faq-questions-button uagb-faq-questions\">\t\t\t<span class=\"uagb-icon uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox= \"0 0 448 512\"><path d=\"M432 256c0 17.69-14.33 32.01-32 32.01H256v144c0 17.69-14.33 31.99-32 31.99s-32-14.3-32-31.99v-144H48c-17.67 0-32-14.32-32-32.01s14.33-31.99 32-31.99H192v-144c0-17.69 14.33-32.01 32-32.01s32 14.32 32 32.01v144h144C417.7 224 432 238.3 432 256z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t<span class=\"uagb-icon-active uagb-faq-icon-wrap\">\n\t\t\t\t\t\t\t\t<svg xmlns=\"https:\/\/www.w3.org\/2000\/svg\" viewbox= \"0 0 448 512\"><path d=\"M400 288h-352c-17.69 0-32-14.32-32-32.01s14.31-31.99 32-31.99h352c17.69 0 32 14.3 32 31.99S417.7 288 400 288z\"><\/path><\/svg>\n\t\t\t\t\t\t\t<\/span>\n\t\t\t<span class=\"uagb-question\">Wat kan ik doen na een afwijzing?<\/span><\/div><div class=\"uagb-faq-content\"><p>Laat de onderbouwing controleren. Als deze ongeldig is, kunt u uw recht op dekking afdwingen via een gerechtelijke procedure. Rogert &amp; Ulbrich staat u hierbij bij.<\/p><\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Das OLG Karlsruhe verpflichtet die Zurich Rechtsschutz zur Deckung einer Impfschadenklage gegen BioNTech. Zusammenfassung und Urteil als PDF.<\/p>","protected":false},"author":21,"featured_media":103840,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_uag_custom_page_level_css":"","site-sidebar-layout":"default","site-content-layout":"","ast-site-content-layout":"default","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"","ast-breadcrumbs-content":"","ast-featured-img":"","footer-sml-layout":"","ast-disable-related-posts":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"ast-content-background-meta":{"desktop":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"tablet":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""},"mobile":{"background-color":"var(--ast-global-color-5)","background-image":"","background-repeat":"repeat","background-position":"center center","background-size":"auto","background-attachment":"scroll","background-type":"","background-media":"","overlay-type":"","overlay-color":"","overlay-opacity":"","overlay-gradient":""}},"footnotes":"","_members_access_role":[],"_members_access_error":""},"categories":[1455,507],"tags":[1465,1887,1457,1886,1885,1535],"class_list":["post-103824","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-impfschaeden","category-urteile","tag-biontech","tag-deckungszusage","tag-impfschaden","tag-olg-karlsruhe","tag-rechtsschutzversicherung","tag-urteil"],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v28.7 (Yoast SEO v28.7) - https:\/\/yoast.com\/product\/yoast-seo-premium-wordpress\/ -->\n<title>OLG Karlsruhe: Rechtsschutz muss Impfschadenklage zahlen<\/title>\n<meta name=\"description\" content=\"OLG Karlsruhe 12 U 141\/24: Rechtsschutzversicherer muss Klage gegen BioNTech wegen Fatigue-Syndrom decken. 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