Suspicion of unauthorized financial transactions

The financial supervisory authority announces that the operators of the website family-office-management.com allegedly Offering banking and financial services without BaFin authorization.
According to Section 37 paragraph 4 of the Banking Act (KWG) This is a violation that can have legal consequences.

Particularly explosive: The real society 3K Investment Office GmbH (formerly FAM Family Office and Asset Management GmbH) based in Munich has nothing to do with the website or the fixed deposit offers there. It is clearly a case of Identity theft.

Identity theft: Familiar name, fraudulent intent

At the Identity theft Perpetrators use the data of reputable companies to gain trust and lure unsuspecting investors into a trap.
In the present case, the name, address and company information of the FAM Family Office and Asset Management GmbH misused to supposedly secure Fixed-term deposits to offer.

This scam is particularly dangerous because the websites often professionally designed are and convey the impression of a reputable financial service provider.
In reality, however, investor funds are flowing to unknown third parties, who have no authorization whatsoever to offer financial products.

Previous BaFin warning: Fraud attempt repeats itself

Already on September 26, 2025 BaFin warned about a similar domain (fam-asset-muenchen.de), in which also the company data of FAM Family Office and Asset Management GmbH were abused.
The fact that another, deceptively similar offer has now appeared under a new domain shows: The perpetrators are active and are adapting their tactics.

BaFin therefore strongly advises, do not transfer any funds and not to disclose any personal data, as long as the reliability of a provider has not been unequivocally confirmed.

How consumers can recognize fraudulent fixed deposit offers

1. Check the provider in the BaFin database
Only companies listed there are permitted to offer banking and financial services. The company database is publicly accessible on the BaFin website.

2. Distrust of above-average interest rates
Fixed deposit offers with unusually high interest rates are often a warning sign for disreputable providers.

3. Carefully check the domain and email address.
Scammers often use deceptively similar internet addresses or email domains. Even small differences in spelling can indicate a forgery.

4. No payments without proof of identity
Investors should never transfer money or disclose personal data before the provider's legitimacy has been unequivocally confirmed.

5. Report suspicious offers
Suspicious or questionable financial offers should be reported to BaFin or the consumer protection agency.

Legal basis of the BaFin warning

The current warning from the financial supervisory authority is based on Section 37 paragraph 4 of the Banking Act (KWG). This regulation allows BaFin to inform the public if individuals or companies offer banking or financial services without authorization.

The publication of such warnings serves to protect consumers and safeguard the integrity of the German financial market.

Conclusion: Beware of online fixed-term deposit offers

The case family-office-management.com This clearly demonstrates how dangerous identity theft can be in the financial sector. Fraudulent fixed-term deposit offers use well-known company names to create trust and deceive investors.

Consumers should always check who is behind an offer and, if in doubt, seek professional advice or official information. BaFin warnings are an important tool to protect oneself from financial losses caused by fraudulent providers.

Der Beitrag BaFin Warnung: Identitätsmissbrauch bei family-office-management.com – Vorsicht vor Festgeldbetrug erschien zuerst auf R&U.